Personetics enables banks to deliver a continuous relationship across every channel. The platform integrates with your core systems, bank and Open Banking data to produce Personetics Transaction Intelligence: one shared financial context that follows the customer across every channel, human or digital, powering insights, guidance, and action.
Engage delivers timely, relevant financial guidance through your digital banking channels. Customers receive proactive insights, recommendations and savings opportunities based on their own financial behavior. Every interaction is built to help them act, not simply to inform them.
Banking Console helps relationship managers identify, prioritize and engage the right customers at the right time, with the financial context and the recommendations they need. It continuously analyzes customer behavior, primacy indicators and financial signals to surface what matters across an entire customer base, moving relationship managers from reactive service to proactive engagement.
One shared workspace to design and configure contextual customer experiences and journeys, from creating insights through activating campaigns and measuring business outcomes, without relying on technical resources for every change.
The Cognitive Engine transforms raw transaction data into financial intelligence, built on deterministic, statistical inference and machine learning models. It combines transaction enrichment, spending patterns, cash flow, goals, financial relationships and intent, then reasons in context to guide customers, support bankers and inform decisions across the bank.
Deploy AI with confidence and build trust into every interaction with AI model lifecycle governance. Full-lifecycle governance covers development, performance evaluation, explainability, monitoring, change management and ongoing oversight, with rigor matched to each model type and audit-ready documentation.
A secure, scalable foundation engineered for mission-critical financial environments. It manages connectivity, APIs, integrations and platform operations, and integrates with your bank data and Open Banking data, so everything built on top runs reliably in production.
